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5 Places To Trick or Treat in Morristown, Tennessee

There are so many options and not enough time. Where should you and your child go to trick or treat in Morristown this Halloween? Below, we’ve compiled a list of 5 places to trick or treat in Morristownthis year!

5 Places To Trick or Treat in Morristown, Tennessee

Trunk or Treat Crye*Leike Lakeway Real Estate

Crye*Leike Lakeway Real Estate

Address: 2423 East Andrew Johnson Hwy,
Morristown, TN 37814

Time: 6:00PM to 8:00PM

This is the inaugural Trunk or Treat at Crye*Leike Lakeway Real Estate. There will tons of candy and tons of fun for kids of all ages. Swing by, and partake in this incredibly fun event. There is enough candy for everyone!

College Square Mall Halloween Event

Trick or Treat at College Square Mall

Address: 2550 E Morris Blvd
Morristown, TN 37813

Time: 6:00PM to 7:00PM

Trick or Treat at College Square Mall is a fun and fantastic event allowing kids to trick or treat in the safety of College Square Mall. Free photos will also be offered by Photography By Sabrina. Check their Facebook Event for more information!


Trick or Treat Downtown Morristown

Trick or Treat Downtown Morristown

Address: 203 W Main St
Morristown, TN 37814

Time: 5:00PM to 6:30PM

Trick or Treat in Downtown Morristown! This yearly event has many of the local businesses in Downtown Morristown keeping their doors open late, so kids came come trick or treat in a safe environment in Historic Downtown Morristown. You can find more information here!


Trunk or Treat At The Morristown Farmer's Market

Trunk or Treat at The Morristown Farmer’s Market

Address: 130 W Morris Blvd
Morristown, TN 37813

Time: 5:00PM to 6:30PM

The Morristown Farmer’s Market will be having their annual Trunk or Treat at the same time as Trick or Treat in Downtown Morristown. Thus, it makes this an easy stop on when heading downtown!

BooFest in Morristown, TN - Where To Trick or Treat

BOOFest at Fred Miller Park

Address: 441 W Morris Blvd,
Morristown, TN 37813

Time: 4:30PM to 8:00PM

TRICK OR TREAT!!! Fred Miller Park is hosting an evening of safe trick-or-treating. Bring the kids in their costumes and walk along the path for treats and activities from local vendors and sponsors. Click here for more information.


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Here Are 6 East Tennessee Mansions You Didn’t Know Existed

East Tennessee is full of mansions, but some of them stand out above the rest. Because of this, we’ve compiled a list of 6 East Tennessee mansions you didn’t know existed!

6 East Tennessee Mansions You Didn’t Know Existed

Stonecrest Manor - East Tennessee Mansion located in Morristown, TN

1) Stonecrest Manor

Stonecrest Manor is a beautiful 14,000sq ft mansion in Morristown, TN. Featuring an incredible 5 bedrooms & 9 bathrooms, this home spares absolutely no expense. The master suite takes up an entire wing of the main floor, which also features a rustic office, oversized dining, and a kitchen fit for any master chef. The kitchen then opens up to a beautiful great room showcasing one of the homes many fireplaces. The rest of the home continues to amaze with a separate mother-in-law suite on the second floor, a movie theater and safe room in the basement, and much, much more.

Find out more about Stonecrest Manor.

The Manor House At Windswept on Cherokee Lake - A Mansion in Morristown, TN

2) Windswept

Windswept upon Cherokee is a bit different than the rest of the homes on this list. The Windswept mansion is actually part of large lakefront community, and the Windswept mansion serves as that neighborhood’s manor house. All of the property owners in Windswept get to use one of the 5 bedrooms for 5 nights out of the year. The Windswept Manor House is over 10,000sq ft with 5 bedrooms and 4 bathrooms. The magnificent manor house also features a beautiful pool, tennis court, and basketball court for use by the Windswept community, as well as those using their allotted nights in the manor house.

Find out more about Windswept and everything it has to offer.

Chattanooga's Playboy Mansion - Mansion in East Tennessee

3) Chattanooga’s Playboy Mansion

One of the more unique properties on the list, Chattanooga’s Playboy Mansion, is an incredible relic of the past. Having been rundown and vandalized over the years, this stunning home at one point was booming with nightlife. From its tiki man entrance to its circular, pointed roof, nothing about this home should be considered normal. Coming in at just 5,600sq ft, most of the home was taken over by the HUGE in-door pool that was made in the shape of the Playboy bunny.

Learn more about Chattanooga’s Playboy Mansion!

Whirlwind Mansion - An Abandoned Knoxville, TN Mansion
Source: Atlas Obscura

4) Whirlwind Mansion

Showcasing an incredible 22,000sq ft and 11 bedrooms with 13 bathrooms, this home was magnificent in its heyday – hosting US Presidents and celebrities. The story behind the home, however, is a dark one. Built with money earned from bank fraud, Whirlwind was built in the early 1970s by banker and politician Jake Butcher. He wanted to spare no expense, and the original mansion had 40 rooms, a pool, tennis court, 7 car garage, and beautiful views of the surrounding mountains and Lake Butcher, named after the owner of Whirlwind Mansion. Converted into 5 luxury condos in the early 2000s, Whirlwind mansion now sits empty and decaying after bank repossession in 2011.

Click here to see more about Whirlwind Mansion!

The Villa Collina - The Biggest Home In Tennessee

5) Villa Collina

Villa Collina is the largest home in the state of Tennessee. Located near the heart of West Knoxville, Villa Collina is 40,250sq ft and features 8 bedrooms and 11 full bathrooms. It also has an additional 5 half bathrooms, a gourmet commercial kitchen, a 2,600sq ft wine cellar, a three-story library, both an indoor and outdoor pool, a fitness center, home theater, 6 car garage, secluded guest suite, and staff quarters. Overall, Villa Collina has 50 rooms. It was recently purchased and is now open for fundraising events. This home is truly magnificent, and every single inch of the is filled with complete luxury with no expense spared.

Find out more about this incredible home as well as see additional photos.

Wind Drift - An Incredible East Tennessee Mansion

6) Wind Drift

Wind Drift is a beautiful mansion in central East Tennessee. Built in an antebellum style, this estate truly does feel like home from the moment you step inside. Just over 6,000sq ft, this home features 4 bedrooms with 4.5 bathrooms, a beautiful gunite, saltwater pool, and a pool house with its own bathroom. The property itself is also a big feature of Wind Drift, as it has over 31 acres with a thirteen stall horse barn, office area, a run-in shed, a training track, and an additional building for feed storage. If you’re looking for a horse property that you can come in and call home, Wind Drift is the mansion for you!

See more of the homely Wind Drift estate.

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11 Things To Know When Buying A Home

Buying a home can be extremely stressful especially if you’re a first-time homebuyer. From getting pre-approved to finding a REALTOR®, home inspector, and everything else in between, some of our buyers have said it was the most overwhelming yet wonderful thing they’ve ever done. Luckily for you, however, you’ve found this article. In it, we will tell you 11 things to know when buying a home whether it is your first home or 15th, we’re here to help.

11 Things To Know When Buying A Home

1) A Good Lender Is Everything

The first step in buying a home is getting pre-approved. If you aren’t pre-approved, most REALTORS® won’t show you any property, and if you find one who will, they won’t show you a lot. Thus, it’s important to have an incredible lender on your side to make sure that you can actually get the loan you need to purchase a home. How do you find a great lender? Well, there are a few options. If you know anyone else who has bought property in the area you will be purchasing your home, ask them who they used. If they had a good experience, they’ll be more than happy to recommend them. If they didn’t, they’ll tell you something to avoid. Another way to find a great lender is to, oddly enough, contact a great REALTOR®. Which, leads me into my next point.

2) Find A Great REALTOR® To Be On Your Side

A REALTOR® is an incredible asset for a buyer no matter how many homes you’ve bought and sold. A good REALTOR® knows the market, the process of purchasing, and things to look out for when buying a home because they do it every day. Some REALTORS® sell 100+ houses/year. I can’t think of anyone who would be more knowledgeable about buying a home than someone who helps people buy 100+ homes/year. Now, I’m not saying you need a REALTOR® that is doing that much business, but it is important to have a REALTOR® that sells houses full-time and knows the process up and down.

3) You Will Be Overwhelmed w/ Paperwork

When buying a house in Tennessee, you will sign around 30 pages of documents when you put in an offer. Not to mention what you’ll sign for your mortgage and then what you sign at closing to actually take procession of the home. Many old-school REALTORS® talk about the days of the one-page contracts, but in today’s world, that is far from the case. Now, all of this paperwork may be a little overwhelming; however, if you took the advice earlier and got a good REALTOR®, they will be more than happy to sit down and look everything over with you in order to make sure you truly understand what you are signing. If your REALTOR® won’t do this, they aren’t a good REALTOR®.

4) You May Have To ‘Lose’ A Few

In the current market in most of the United States, houses are selling just as fast as they come on the market. Because of this, many home buyers when they first start looking will lose a few houses they wish they had bought because they wanted to see more first. We see this time and time again with first-time homebuyers. As REALTORS®, we always try to prepare our buyers for this and educate them on how the market is working. If you find a house you love and can’t stop thinking about, buy it. There is a reason you can’t get it out of your mind. I understand taking a day or two, and in my market, that can usually be okay. However, if you are in a large metropolitan market, even that could be too long. Because of this, you’ll probably lose a few houses you love, but that’s okay. It’s all part of buying a home in the current real estate climate.

5) REALTORS® Are FREE For Buyers

Did you know that enlisting the services of a REALTOR® is completely free for buyers? I’ve heard multiple people say, “I don’t want to buy a house with an agent because it costs me money!” Well, I’m here to inform you that it doesn’t. As a buyer, using a real estate agent doesn’t cost you a dime. Your agent will be given a piece of the selling agents commission for bringing the buyer to the house. The reason they are willing to do this is because it’s one of the only ways to actually get the house sold. In our market, less than 20% of homes sold are actually sold by the listing agent. In over 80% of sales, the person who brings the buyer is another agent – not the listing agent. Thus, using a real estate agent to buy a home is completely free to the buyer and doesn’t cost them a dime. It really is a no-brainer to use a REALTOR® to buy a home!

6) Lenders Consider You Guilty Until Proven Innocent

This may seem a bit funny/extreme, but it’s true.  Lenders assume you don’t have a job, have no money to your name, and that you wouldn’t make a single house payment after you get the mortgage until you prove them otherwise. Because of this, they are going to want what seems like a ridiculous amount of documents and information from you. The truth is, however, this is necessary in order for them to feel confident in giving you a loan at the best rate possible. Thus, just remember when they are asking you why you bought that $5 cup of ice cream last week, they are trying to get you the best rate and loan terms possible while still getting you the house of your dreams.

7) Don’t Be Afraid To Look At ‘A Lot’ of Houses

We’ve shown 30 houses to people before they’ve finally pulled the trigger and bought one. Now, that’s not to say they didn’t lose a few homes, but when they did eventually put in an offer, they were confident in the market and the value that they were getting in the home they were buying. Some real estate agents may not like showing you 30 or more homes before you buy, but a good REALTOR® won’t mind as long as you stay loyal to them, and when you do find the home you want to buy, you work with them to do so. If you need to look at 70 homes over the course of a year before you purchase one, that’s fine. Just be sure to do it with the same agent that you can trust. That way, you’ll build an honest relationship with the agent, and he or she will eventually be rewarded for all of their work.

8) If You Like It, Look At It

Home buying has changed from 20 years ago. Now, you will preview all of the homes you see online before you actually go look at them in person. Because of this, if you like the home online, go see it in person. We’ve seen so many home buyers skip over houses online for one reason or another and regret it later. If you like the look of the house online, and if it’s in your budget, go look at it. If you’re pre-approved, your agent won’t mind at all, and who knows? It could end up being the dream home you’ve been looking for. There is a reason you love the home online. More often than not, you’ll love it in person too. Our clients send us more homes than we send them these days!

9) Use The Knowledge Your REALTOR® Has

You found a REALTOR® for a reason. Use them! They do this every single day. They’ve done tons of transactions, and they know what they’re doing. Don’t be scared to ask them what they think this home is actually worth or if this home is typically for the price range. They go in homes everyday and should have answers to these questions. Now, they aren’t an expert in everything. For example, I have no clue if that foundation crack means the house is falling over or if it just normal settling. That’s the inspector’s job. Not mine. With that being said, I can talk price, taxes, updates, feel of the home, and even quality of materials all day long. Take advantage of your REALTORS® wealth of knowledge, and ask them as many questions as you can. Even if you think they may not know, ask! A good REALTOR® will tell you who to talk to in order to get a correct answer.

10) You Won’t Get Everything You Want

This may be a tough thing to swallow especially for first-time home buyers, but there is absolutely no way for you to get everything you want in a home. Even custom built homes usually have some sort of compromise. Because of this, it is best to pick your ‘top 3’. This ‘top 3’ would be the things you MUST have in order to buy a home. An example maybe you have to be in a certain school zone, you have to have an updated kitchen, and you must have a 2 car garage. Now, some of those may seem ridiculous to you, and that’s okay. Everyone is different, and who knows what your top three would be. The key, however, is to figure them out, and only look at houses that have those things. Be willing to compromise on everything else.

11) Things Will Be Wrong w/ The House You Buy

General home maintenance can be difficult and sometimes forgotten whenever you’re trying to live your everyday life too. Because of this, we try to prepare buyer’s to expect that SOMETHING will be wrong with the house they end up purchasing. The good news is you will have a home inspector that will be able to tell you all of the things wrong with it, so when you move in, you’ll know what needs to be fixed. Another benefit of this is that you can ask the seller to fix things before you move in or lower the price because of the issues. Be careful with this though, the inspection contingency is the main reason homes sales fall through, so if you really want the home, make sure you HAVE to have the issue fixed before you move in. Otherwise, you may regret it later.

Check out these 5 crazy things your home inspector could find!

Bonus) Be Grateful For & Use The Resources You Have

If you’ve followed this article and the recommendations in it, you’ll have a lot of incredible resources to use when purchasing your home. Now, you need to use them, and you need to say thank you. The job of mortgage lenders, real estate agents, home inspectors, and even closing attorneys is usually thankless. If you are grateful for the services you get from these people, they will be much more likely to go above and beyond for you. If you’re not, they’ll be professional, do what needs to be done to get the deal closed, and that’s about it.

In Conclusion

Buying a home can be stressful, but now that you have learned these 11 things to know when buying a home, it will be a lot smoother. Take a deep breath. Millions of people buy homes each year. Your REALTOR®, mortgage lender, home inspector, etc. deal with this stuff every single day. When you feel overwhelmed, use them. They know what they are doing, and they’ve probably already solved problems like the one you’re having before. Now, go out, and find your dream home!

If you are looking for your dream home in East Tennessee, give us a call at (423) 748-0999 or contact us online at We look forward to helping you buy or sell your next home!

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6 Restaurants You Must Try in Dandridge, Tennessee

You’re in Dandridge, and you’re looking for an awesome place to grab a bite to eat, relax, and enjoy this amazing town. Luckily, there are a ton of great, local restaurants to enjoy while you’re staying or living in Dandridge. Here are 6 Restaurants you must try in Dandridge, Tennessee.

6 Restaurants You Must Try In Dandridge, Tennessee

Angelos At The Point - 6 Restaurants You Must Try In Dandridge, Tennessee

1) Angelo’s At The Point

Angelo’s at the point is a Dandridge favorite positioned just across Douglas Lake from Historic Downtown Dandridge. This restaurant has an incredible atmosphere and the ability to eat on the patio overlooking the beautiful Douglas Lake. Featuring amazing steak, seafood, pizza, and other American staples, this Dandridge staple really is a must visit anytime you’re in town.


A Taste of Dandridge - 6 Restaurants You Must Try In Dandridge, Tennessee

2) A Taste of Dandridge

A Taste of Dandridge is yet another local favorite featuring a rustic cabin atmosphere while still having extremely close access to the interstate. Even if you are just passing through Dandridge on I40, you have to stop and try the traditional comfort eats such as prime rib, grilled catfish, and much, much more. A Taste of Dandridge has something everyone will like.


cowboys seafood on the water - 6 Restaurants You Must Try In Dandridge, Tennessee

3) Cowboy’s Seafood on The Water

Cowboy’s Seafood on The Water is an incredible restaurant located right on the water in Dandridge, Tennessee. Here, you will find amazing seafood with both car and boat slip parking allowing you to experience this amazing restaurant whether you come by car or boat. Cowboy’s is a must try if you are coming to Dandridge.


Owen's Restaurant - 6 Restaurants You Must Try In Dandridge, Tennessee

4) Owen’s Restaurant

Owen’s Restaurant is a great local gem in Dandridge. Open for breakfast and lunch, Owen’s serves traditional, American, southern food that will help feed the soul. From biscuits and gravy to fried chicken and hamburgers, Owen’s is the true definition of southern cooking. Stop by for breakfast one morning or try something of off their one of a kind lunch menu. No matter when you stop in, you’ll love Owen’s Restaurant!


Piezano's Italian Restaurant - 6 Restaurants You Must Try in Dandridge, Tennessee

5) Piezano’s Italian Restaurant

Piezano’s Italian Resturant offers top-notch Italian food very close to downtown Dandridge. Whether it’s pizza, subs, strombolis, or classic Italian pasta, Piezano’s has it all. It is the perfect place to get your Italian fix while still enjoying this small town atmosphere.


Captain's Galley Seafood - 6 Restaurants You Must Try in Dandridge, Tennessee

6) Captain’s Galley Seafood

Captain’s Galley Seafood has 9 locations serving the Southeast, and the Dandridge location is located right off interstate 40 for extreme convenience. It provides high-quality seafood 7 days a week. Come try some of the best seafood in Dandridge!

While we do know a lot about the restaurants you must try in Dandridge, Tennessee, our primary expertise is real estate. Thus, if you are looking to buy or sell a home in Dandridge, TN, give Nic and Patrick a call. We’d love to assist you in any of your Dandridge real estate needs! Contact us here, or call us at (423) 748-0999.

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Here Is What You Need To Know When Buying Land

Buying vacant land can be a stressful process. Usually, you have a lot of land to choose from, and even when you find the piece of property you want, it is extremely overwhelming putting in an offer and getting to closing. To make it easier, we’ve created this list of what you need to know when buying land.

Here Is What You Need To Know When Buying Land

1) How Narrow Down The Search

Usually, when you start your search for a piece of land, you have a wide area to search. We’ve had buyer’s considering the entire state before. This makes the search for the perfect property not only difficult but overwhelming. The way to narrow this down is to ask yourself the 4-6 things you want in the area you’re going to purchase the property. Do you want mountains or flat land? Do you want access to water or is the view more important to you? How long do you want it to take to get the grocery store? These are just a few things to consider when buying a piece of vacant land for building a house, placing a camper, benefiting from HOA amenities & tax benefits, etc.

After you have the answer to those questions, you can narrow down your search area. If you want to be 10 minutes away from a grocery store, you don’t want to be considering property on the top of a curvy mountain road. However, if you want seclusion, that may be exactly what you want. From here on out, compare every property you look at to these criteria. If it meets them, add it to your short list; if it doesn’t, move on, as it isn’t worth your time.

2) What Should You Offer

This is a hard question to answer, as it will be different for every single property. The best thing you can do here is find an agent who has experience selling land and work with them. It is important that they know the area you are purchasing in. If they don’t, they won’t be able to guide you on price. Many vacant pieces of land have been on the market for a long time, but if the seller has been coming down on price regularly, you may not be able to undercut them on the offer.

On the flipside of that, we’ve seen land sell for 50% of its asking price because it has been sitting on the market for years. It truly does just depend on the property and what the local land market in that area is doing. This is why getting an agent in the area to represent you is so vitally important.

Check out of all the land available in the Lakeway Area in East Tennessee by clicking here.

3) See What Utility Services You’ll Have

You’ve got to get power and water somehow, so it is important to know how this will happen before you purchase a piece of property. We also encourage buyer’s to get quotes about the cost of hooking up to power, sewer, public water, etc. In some areas, it can cost up to $10,000 do hook up to the sewer. This is a cost best known up front than after purchase when you are building a home.

It also worth mentioning that if you plan to get water from a well, have the potential well water tested as a contingency in your offer. If you have contaminated water, you will not be able to safely use it without a lot of money, testing, and cleaning. It is an expensive process that can be avoided if you get it tested before closing.

4) Does It Have Restrictions

Many people assume that if a property isn’t in a neighborhood, it is unrestricted. This cannot be further from the truth. Because of that, it is important to have a real estate agent pull the most recent deed as well as any past deeds to confirm that a property has no restrictions, and if it does, what they are. Some restrictions may not cause any issues.

Understanding the restrictions on the property you are buying before you even put in an offer is extremely important to make sure the deal goes smoothly without any issues. It’s also worth noting that if you get a good real estate agent like we mentioned earlier, you shouldn’t have to ask for this. They will get it for you and have it ready when you are looking at the property.

5) Are You In A Flood Zone

Luckily, this is super easy to check for. All you have to do is go over to FEMA’s website and type in the address of the property you are buying. It will then pull up the property, and you will be able to see if the property has flooded for as long as FEMA has been keeping track or could find records.

The main problem this can cause, even if the property hasn’t flooded in 20 years, is that you will need flood insurance if you are in a flood zone. This extra insurance could make hard to resell if you build on the property, not to mention the extra cost it will bring to you. If you do, however, find out the property is in a flood zone, call and get an insurance quote as if the structure you want to build is already there. This way, you will know what to expect.

Here are 4 Stress Reducing Tips Every Homebuyer Should Know!

6) What Is It Zoned For

Now, if the property you are buying is a lot in a neighborhood, this won’t be as big of an issue, but let’s say you’re buying a 20-acre farm that has 300ft of road frontage on a major highway. This is a case where zoning can come into play. For example, you may be able to purchase the farm, sub-divide the road frontage off, and sell the new lots as commercial if they are zone appropriately. This zoning could, however, affect your ability to use the property as a farm depending on the area.

Luckily, zoning is an easy thing to check. Just call the local zoning commission/city planning commission in the area the property is located and ask them what the property you are buying is zoned for. Usually, they will be able to tell you very quickly. You could also have the agent you are working with do this as it is part of the job.

7) Have A Plan In Mind

This may seem obvious, but when you purchase a piece of raw, vacant land, you need to have a plan in mind for its end use. This better helps you determine what kind of property you need to be looking at. If you are going to purchase a property with the hopes of building a grocery store, you don’t need to be looking in neighborhoods.

Meanwhile, if your goal is to build a house, looking at property on a very busy public road probably isn’t a good idea either. Make sure that you know exactly what you are going to do with the land you’re going to buy before you even look at it. Otherwise, you’ll probably just be wasting your time.

8) Does It ‘Perc’

What does that even mean? By ‘perc’, we mean what kind of percolation test does the property rate for. A percolation test is a test that sees how much water, and eventually sewage once a septic is installed, a piece of land can absorb. The land will the get a rating for how many bedrooms a potential home could have before having consistent and overwhelming septic issues.

This is extremely important to test, and many lots are sold having already been ‘perc’d’. Just be sure that if you are buying a lot that will need a septic tank, the lot will allow for the kind of house you want to build. You cannot legally sell a house with 5 bedrooms if the lot only percs for a 3 bedroom septic. You must sell it as a 3 bedroom. We’ve seen this happen to many times. Write this in as a contengency or you may pay the price. Get more information on how a percolation test works here.

9) Should You Get A Survey

This is a question we get very often on land. Should we get a survey, or should we just purchase the property without one? The answer is most definitely to always get a survey. The little bit of money you pay to get it done could save you tons of money in potential legal fees from lot discrepancies in the future.

No matter what you are told and even if you are just purchasing a lot in a neighborhood, please get a survey. We have had an issue where beautiful million dollar views could have been blocked by another house simply because no survey was done. Don’t let this happen to you. Spend the money and get a survey. It’s basically a home inspection for purchasing land.

Click here to see all the land for sale in the Lakeway Area!

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5 Crazy Things Your Home Inspector Could Find

Home inspectors can be the buyer’s savior. They assure to the best of their ability that you are getting a home that is in working condition when you purchase it. With that being said, home inspectors can run into some pretty crazy stuff while they are inspection homes for buyers. Here are 5 crazy things your home inspector could find.

Extreme Termite Damage

Termite damage is something that every homeowner will most likely have to deal with at one time or another. The hope is, however, you catch it and treat it before it gets to the point of the image above. This is a perfect example as to why you need a home inspector. In this case, he went where most buyers wouldn’t and found a huge issue.

An Exhaust Fan Exiting Directly Into The Attic

While some may say this isn’t a huge issue, an exhaust fan exiting directly into the attic instead of outside means anything that fan is pulling out of your house from steam and smoke to bad smells is heading straight for the attic where it will linger with possibly nowhere to go!

Be sure to check our Home Buyer’s Guide before your purchase your next home!

The Fact Your Crawl Space Is Heated And Cooled!

Now obviously this is a problem. The air duct here should definitely be covered up as this is literally blowing money out the vent in the crawl space by spending the money on the electricity to heat/cool the area. Not to mention what can crawl up into your air vent and into the house from a hole such as this one.

No Insulation In The Attic

Speaking of wasting money on heating and air, no insulation in the attic of your home is a great way to spend some extra money. In this case, there was absolutely no insulation whatsoever in the attic of the home. Cost cutting by the builder? Possible. Acceptable? Never.

A Flooded Basement

Flooded basements are never good, but you can image the surprise when the home inspector walked in and found a flooded basement. Needless to say, the buyer’s of this home were very happy they had gotten a home inspection.

All of these crazy things your home inspector could find were found by Compass Home Inspection located in Morristown, TN.

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What Not To Do After You Apply For A Home Loan

You’ve applied for a mortgage, and you’ve been accepted. Your loan is about to go to underwriting, and you’re going to be getting your very own home in no longer than a month. Or, you will as long as you don’t do anything mentioned on this list below. We’ve seen so many people mess up their home loans and not be able to close on a house because of the items listed below. Here is our list of what not to do after you apply for a home loan. Don’t let any of them happen to you!

1) Apply For A Credit Card

Do not apply for any sort of credit cards while you are in the home buying process. From an American Express to a store card from Kohls, Lowes, or Home Depot. Do not apply for any sort of credit cards. This can throw your credit score out of whack, and it can make your entire home loan fall through. To you, it may just be a little credit card, but to the mortgage company/bank, it is another item that you have to pay.

2) Buy A New Car

Your car breaks down two weeks before you’re supposed to close on your home. It’s completely paid for, but you want a new one. So, you go down to the local Toyota dealership and buy yourself a brand new Toyota Sequoia. No big deal right? You’ve got plenty of money to make the new car payments and still pay your mortgage. Unfortunately, the bank doesn’t care. Even though you may think you’ll have enough money, the bank probably won’t think that. To the bank, it’s another debt that may take priority over your house payment in the future and cause you to stop making your house payment. This will almost always kill a mortgage. DON’T BUY A NEW CAR UNTIL AFTER CLOSING!

3) Quit Your Job

Even if you have another job lined up, stay in your current job until after you close on your house. You have to have an income in order to pay for a house. No money equals no house, so if you quit your job, you’re out of luck. You won’t be able to buy a house. Mortgage companies also like to see two years of continued employment – something that quitting your job will obviously hinder.

*Note: We are not mortgage lenders or bank officials of any kind. Please consult a lender or mortgage company before doing anything in the home buying process even if it isn’t mentioned on this list.

4) Don’t Start Using Your Credit Cards Like Crazy

Continue to use your credit cards like you normally would, but do not go overboard. Don’t buy a bunch of stuff at the monthly sale at Belk or buy a bunch of ‘new home’ items on Amazon. Any big purchases are something else you’ll have to pay back, and the bank doesn’t want you to have any more debt with anyone else before your loan closes. Control yourself and keep your spending as normal until your loan closes.

5) Do Not Start Buying Big Ticket Items

Even if you’re not putting purchases on a card, the lender will want to know exactly where that cash you took went and possible even why you took it out of your bank account. Lenders and underwriters only think about whether or not you will foreclose on the property, and if you buy a big ticket item while you’re waiting for your loan to go through, they question what you will do if times are tight and you need to make your house payment. Will you get pressured by the salesman and buy a new couch instead of making your house payment? They need reassurance not.

6) You Are Guilty Until Proven Innocent

What do I mean by that you ask? Lenders will assume you are guilty. That the reason you are doing whatever you are doing is for a bad reason that goes against you purchasing a home. All they think about is how likely you are to stop making the payments on your loan causing them to have to foreclose on your home. They assume that everyone is extremely likely to be foreclosed at first, and you then have to prove that you are not likely to get foreclosed on through the loan process. If you assume this is how it will be going into the loan process, you won’t have any issues.

Contact us if you are looking to purchase a home anywhere in East Tennessee. You can also call Patrick or me anytime! Nic: (423) 748-0999  Patrick: (423) 312-4543 

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How To Become A Real Estate Mogul Starting With Your First Home

Buying your first home can be a big achievement for many young people. It gives them their first big investment that they hope will increase in value and make them more money overtime. The truth is, however, many young people don’t realize that their primary residence isn’t actually an asset, and as they do normal maintenance, renovations, and upkeep, it will end up costing them much more than they’ll ever make when they eventually resell it.

Luckily, there are a few different ways to turn your first home/residence into a true, income producing asset while still living there and calling it yours. This is how to become a mogul starting with your first home!

Option 1: Buy A Multifamily Unit

The overall best way to become a real estate mogul with your first home is to buy a multifamily complex. This could be a duplex, triplex, or quadruplex, and it will allow your first home to instant start producing an income and making money.

The great thing about this is you can get an FHA loan on a multifamily complex up to four units — a quadruplex. Thus, you’ll only need a maximum or 7.5% down. That means you could get 3 additional income streams from your first home for just 7.5% of the purchase price of the complex. You then live in one of the units and pay all of the income from the property towards the mortgage. By doing this, you’ll pay it off in no time.

After that, you pull out the equity in the complex and purchase a few more complexes with 20% down conventional loans. You then put all of those units income into paying off those mortgages. Once you do this a few times, you’ll have thousands and thousands of dollars in income every month.

Option 2: Rent Out The Spare Bedroom

Thanks to AirBNB,, HomeAway, and more, renting out an extra bedroom has never been easier. If you live in a suburb of a large city, in a large city, or in a tourist city, this can be a great way to generate enough income to not only pay your house payment but pay it down quicker than you would have previously.

Once you’ve paid down your house enough, you can pull the equity from it using a home equity credit line, and then move into vacation rentals, flipping houses, or general long-term rental properties. The choices are endless.

Another advantage to renting out the spare bedrooms is the fact that you’ll be able to meet a lot of different people who are traveling and wanting to experience a new place. Chances are you’ll make some friends along the way, and you’ll be the owner of your very own home.

Check out these 4 Tips Every Home (or multifamily complex) Buyer Should Know!

Option 3: Buy A Fixer-Upper

This option is not for everyone. There are very few people who can buy a fixer-upper as their first home and make a good profit on the purchase. It’s also hard to live in this home, but if you work with a Realtor® and have your expectations set right, this can be a great way to make some liquid cash and start building your real estate empire.

Something that is worth mention here is you will most likely have to buy a fixer upper on an 80/20 conventional loan which means you’ll need a 20% down payment. You also need to have enough liquid cash to actually complete the repairs. Basically, you need a lot of money to make this work, but the return could be huge.

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3 Home Improvement Projects That Will Add Value To Your Home

Everyone wants to fix up their home, but many people don’t realize or even think about how much money those renovations will add to the value of their home. Luckily, we’ve made a list of the top three home improvement projects that will add value to your home.

1) Update Your Kitchen & Bathrooms

You may have heard some say “kitchens and bathrooms sell homes,” and there is a lot of truth to that. When someone walks into a home, there are really three things they primarily look at – the kitchen, the bathrooms, and how much space there is. Since you can’t easily make all of the rooms in your home bigger, the kitchen and bathroom are the two main areas you can remodel and get a lot of value. The good thing about this is you can do it slowly over time, and spread out the costs of the remodel. For example, one year you could replace the cabinets in your kitchen and all the toilets in your bathrooms. Next year, move on to new counter tops in the kitchen and new tile in the bathrooms. This process can go on and on, but it ensures that you have the funds to get the job done while spreading out renovations over time.

2) Increase The Curb Appeal

The first impression your home will have to anyone is how it looks from the street. It says everything to many potential buyers, so be sure to keep your landscaping on point, plant flowers, trees, and keep your lawn manicured. It’s also important to keep paint from chipping, siding pressure washed, and wood stained and tidy. These small, little things don’t take much work if you do them once a year, but they can take tremendous amounts of time if you let them add up. Keeping up with these simple exterior items will go a long way towards home value.

Thinking about selling? Check out these 6 things you must do before selling your home!

3) Finish That Basement!

Adding square footage to your home is the easiest and best way to increase value. If possible, add heat and air to your basement, put down some carpet, and paint the walls. These simple things will go a long way and could increase the value of your home 20 to 30%! In addition to that, you get new space to enjoy while you’re living in the home. It really is a win-win, and finishing a basement can be a lot more cost effective than many people believe. Remember how I said it’s hard to make your house bigger? Finishing a basement literally does that and increased square footage means more money for you when you sell the home.

Other Quick Things To Add Value

Here is another quick list of things that will help you get more out of your home when you sell it that don’t necessarily require an entire paragraph to explain.

  • Replacing carpet with hardwood.
  • Going from vinyl to tile in the bathroom.
  • Painting all of the rooms neutral colors.
  • Turning an extra coat closet into a half bath.
  • Adding a covered patio area in the backyard.
  • Installing new, insulating windows.
  • Painting the front door.
  • Simply not letting things sit. Fix issues as soon as they arise.

If you take and do two of these each summer, your home will hold and likely grow in value tremendously.

Need some help with home improvement? Check out HouseImprovements on YouTube!


Is It Time For You To A Buy Home – Should You Buy A House or Keep Renting

Owning a home is something many young people dream about, but figuring out if it is time for you to buy a home versus renting from someone else can be extremely challenging. This article sets out to answer that question – should you buy a house or keep renting?

What location do you want to be in?

When deciding whether to buy a home or continuing to rent, it is important to consider how long you are going to be in your current area. If you’re going to stay less than two years, renting is usually the better option. However, if you plan on staying in the place you’re moving for 2 or more years, buying is most likely the better option. It will allow you to make the changes you want and truly make the home yours. In addition to this, it is very likely that you will be able to make money when you sell your home assuming you were smart with the loan you got.

Overall, when it comes to should you buy a house or keep renting, location is one of the most important factors to consider. Specifically, how long you’ll be living in the area you’re considering. The longer you plan to stay, the smarter it is to buy!

Are you financially ready to buy?

The biggest reason most people keep renting, from what we’ve seen as real estate agents, is because they don’t think they can financially afford a house. They plan on staying in the area for a long time, but they think you need 20% down in order to purchase a home. This, however, is actually far from the truth.

USDA is now offering 100% no money down financing in certain areas, and FHA allows you to get loans with less than 10% down, sometimes as low as 3.5% down, all across the United States. Additionally, a house payment is typically cheaper than renting an apartment, so if you can afford $650 per month in rent, you could buy a $130,000 home for $25 LESS per month.

I would suggest talking to a local lender in your area. They will be able to give you the best advice when it comes to getting a home loan. Call a real estate agent and simply tell them, “I’m interested in buying a home, but I need to talk to a lender. Who would you recommend?” Any good agent will be happy to get you two to three recommendations of all-star lenders in your area.

*Just a quick side note. Online lenders like Quicken are usually horrible to deal with. Stay local as these are people you can meet face-to-face and hold accountable. 

Are you emotionally ready to purchase a home?

What do we mean by ’emotionally ready’? Well, the answer is simple. Buying a home is a taxing process, and even if you use our 4 Stress Reducing Tips Every Home Buyer Should Know, you’ll still most likely be an emotion wreck by the time the home buying process is done.

Additionally, you need to be emotionally ready to keep up with owning a home. Mowing the lawn, cleaning the gutters, pressure washing the sidewalks, these are all things you never have to do as a tenant that will become part of daily life as a homeowner. Are you ready to give up your Saturdays for this? If so, it’s time to buy a home!

Can you fix a toilet?

This may seem a little odd to include, but there are a lot of little things that can and will go wrong when you own a home. From the toilet leaking to changing the furnace filter, these are little things that you need to know how to fix before jumping in and buying a home. Luckily, there are tons of videos on YouTube telling and showing you how to do all of these different home improvement projects, so it’s not as big of a deal if you don’t know how to do them when you first buy your home. You, however, need to be ready, willing, and able to learn them as time goes on and problems come up. There is no reason to call a handyman to change your air filter. He’ll most likely laugh at you and then ask for $150. Learn to do it yourself, and save the money.

Check out HouseImprovements on YouTube for great home improvement how-to videos.

Overall, the little things that go wrong in a home are easy to fix as long as you’re willing to learn from YouTube/Google how to get the job done. If you aren’t willing to learn, stay in the rental and call the landlord for repairs. If you are, buy a home you can call yours! You’ll build equity, and over time, you’ll make much more money and be more financially successful because of it.

In Conclusion: Should You Buy A House or Keep Renting?

Deciding whether or not you should buy a house or keep renting is one of the hardest decisions you will ever make. Truthfully, however, it just comes down to some simple and basic decisions. Are you going to be staying in your home for more than 2-3 years? Have you talked to a lender, and can you get financing? And, lastly, are you okay with having to keep up with the maintenance of owning a home? If you answer yes to all of these questions, you should buy! It just makes sense. You’ll make more money over time, and if you keep renting, you’re just throwing money away.

Contact us if you are looking to purchase a home anywhere in East Tennessee. You can also call Patrick or me anytime! Patrick: (423) 312-4543 Nic: (423) 748-0999